Reap Pay

Business payments in your preferred currencies

★★★★★ 5.0/5
FactScore™ 30.1
VS

Revolut Bank

One app, all things money

★★★★★ 4.7/5
FactScore™ 39.5

Updated February 2026

Reap Pay Revolut Bank
Rating 5.0★ 4.7★
Reviews 3 6
Pros 9 18
FactScore™ 30.1 39.5

FactScore™ Comparison

FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.

30.1
Reap Pay FactScore™
👑
39.5
Revolut Bank FactScore™
★ Revolut Bank wins on FactScore™

Pros & Cons

Only in Reap Pay — Pros

Credit card payments Crypto payments Automated payment schedules Fast performance Employee credit cards Integration with Xero Multiple currency support Payment link invoicing Recurring payments

Both tools — Pros

Only in Revolut Bank — Pros

Easy to use Cryptocurrency support Online banking Investment possibilities Multiple currencies Travel benefits Exchange rates Fast operations Rewards Security Actionable insights All-in-one platform API for Revolut Business Business version One-time use virtual card Personalization Prepaid card User-friendly interface

Only in Reap Pay — Cons

Trustworthiness concerns Customer service issues Unauthorized transactions

Both tools — Cons

Only in Revolut Bank — Cons

Withdrawal issues Cannot use personal and business on same device Scam risk

Details

Reap Pay Revolut Bank
Categories Online banking, Payment processors, Money transfer Online banking, Neobanks, Money transfer, Travel Insurance
Platforms Web Web · iOS · Android
Became Popular April 3, 2023 June 11, 2015
Website reap.global www.revolut.com

Who Should Pick Which?

Choose Reap Pay if...

  • Credit card payments
  • Crypto payments
  • Automated payment schedules

Choose Revolut Bank if...

  • Easy to use
  • Cryptocurrency support
  • Online banking

With a FactScore™ of 30.1 vs 39.5, Revolut Bank leads in community reception. Reap Pay uniquely offers Credit card payments and Crypto payments, while Revolut Bank stands out for Easy to use and Cryptocurrency support.

3

What Users Say

Reap Pay

R
Roman Apr 5, 2023
★★★★★

We have used REAP for 3-4 years for multiple startups ranging between 2 to 100 people. Depending on the scale there is great value you can get, which traditional credit card or finance services can...

M
Masha Apr 4, 2023
★★★★★

I appreciate the variety of payment options offered, including card payments, ACH, and eChecks, which will undoubtedly help businesses reach a broader range of customers. The ability to automate pa...

J
Juan Apr 6, 2023
★★★★★

Reap solved our main pain point when paying suppliers by providing as a very functional credit card, perfect for crypto-native businesses.

Revolut Bank

S
Sebastian Jan 31, 2024
★★★★★

Good banking app - good exchange rates, nice to treat as a prepaid card

J
jenalyn Oct 7, 2025
★★★★★

Revolut has solidified its position as a fintech juggernaut, serving over 60 million global users with a single, sleek app that handles everything from everyday spending to sophisticated investing....

E
Elou Aug 4, 2023
★★★☆☆

The Revolut experience is truly outstanding! This banking platform allows me to access rare asset classes, such as commodities and cryptocurrencies, which are typically hard to find in traditional ...

Frequently Asked Questions

Which is better, Reap Pay or Revolut Bank?

Based on FactScore™, Revolut Bank leads with a score of 39.5 vs 30.1. Revolut Bank has a higher rating of 4.7★ compared to 5.0★.

What are the pros of Reap Pay compared to Revolut Bank?

Reap Pay uniquely offers: Credit card payments, Crypto payments, Automated payment schedules, Fast performance, Employee credit cards.

What are the pros of Revolut Bank compared to Reap Pay?

Revolut Bank uniquely offers: Easy to use, Cryptocurrency support, Online banking, Investment possibilities, Multiple currencies.

Is Reap Pay better rated than Revolut Bank?

Reap Pay is rated 5.0★ from 3 reviews. Revolut Bank is rated 4.7★ from 6 reviews.

What is the FactScore™ of Reap Pay and Revolut Bank?

FactScore™ weighs rating and review volume together. Reap Pay scores 30.1 and Revolut Bank scores 39.5.

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