Reap Pay
Business payments in your preferred currencies
Revolut Bank
One app, all things money
Updated February 2026
| Reap Pay | Revolut Bank | |
|---|---|---|
| Rating | 5.0★ | 4.7★ |
| Reviews | 3 | 6 |
| Pros | 9 | 18 |
| FactScore™ | 30.1 | 39.5 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Reap Pay — Pros
Credit card payments Crypto payments Automated payment schedules Fast performance Employee credit cards Integration with Xero Multiple currency support Payment link invoicing Recurring paymentsBoth tools — Pros
—Only in Revolut Bank — Pros
Easy to use Cryptocurrency support Online banking Investment possibilities Multiple currencies Travel benefits Exchange rates Fast operations Rewards Security Actionable insights All-in-one platform API for Revolut Business Business version One-time use virtual card Personalization Prepaid card User-friendly interfaceOnly in Reap Pay — Cons
Trustworthiness concerns Customer service issues Unauthorized transactionsBoth tools — Cons
—Only in Revolut Bank — Cons
Withdrawal issues Cannot use personal and business on same device Scam riskDetails
| Reap Pay | Revolut Bank | |
|---|---|---|
| Categories | Online banking, Payment processors, Money transfer | Online banking, Neobanks, Money transfer, Travel Insurance |
| Platforms | Web | Web · iOS · Android |
| Became Popular | April 3, 2023 | June 11, 2015 |
| Website | reap.global | www.revolut.com |
Who Should Pick Which?
Choose Reap Pay if...
- Credit card payments
- Crypto payments
- Automated payment schedules
Choose Revolut Bank if...
- Easy to use
- Cryptocurrency support
- Online banking
With a FactScore™ of 30.1 vs 39.5, Revolut Bank leads in community reception. Reap Pay uniquely offers Credit card payments and Crypto payments, while Revolut Bank stands out for Easy to use and Cryptocurrency support.
What Users Say
Reap Pay
We have used REAP for 3-4 years for multiple startups ranging between 2 to 100 people. Depending on the scale there is great value you can get, which traditional credit card or finance services can...
I appreciate the variety of payment options offered, including card payments, ACH, and eChecks, which will undoubtedly help businesses reach a broader range of customers. The ability to automate pa...
Reap solved our main pain point when paying suppliers by providing as a very functional credit card, perfect for crypto-native businesses.
Revolut Bank
Good banking app - good exchange rates, nice to treat as a prepaid card
Revolut has solidified its position as a fintech juggernaut, serving over 60 million global users with a single, sleek app that handles everything from everyday spending to sophisticated investing....
The Revolut experience is truly outstanding! This banking platform allows me to access rare asset classes, such as commodities and cryptocurrencies, which are typically hard to find in traditional ...
Frequently Asked Questions
Which is better, Reap Pay or Revolut Bank?
Based on FactScore™, Revolut Bank leads with a score of 39.5 vs 30.1. Revolut Bank has a higher rating of 4.7★ compared to 5.0★.
What are the pros of Reap Pay compared to Revolut Bank?
Reap Pay uniquely offers: Credit card payments, Crypto payments, Automated payment schedules, Fast performance, Employee credit cards.
What are the pros of Revolut Bank compared to Reap Pay?
Revolut Bank uniquely offers: Easy to use, Cryptocurrency support, Online banking, Investment possibilities, Multiple currencies.
Is Reap Pay better rated than Revolut Bank?
Reap Pay is rated 5.0★ from 3 reviews. Revolut Bank is rated 4.7★ from 6 reviews.
What is the FactScore™ of Reap Pay and Revolut Bank?
FactScore™ weighs rating and review volume together. Reap Pay scores 30.1 and Revolut Bank scores 39.5.
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