Chime

Banking with no hidden fees and fee-free overdraft

★★★★★ 5.0/5
FactScore™ 30.1
VS

Revolut Bank

One app, all things money

★★★★★ 4.7/5
FactScore™ 39.5

Updated February 2026

Chime Revolut Bank
Rating 5.0★ 4.7★
Reviews 3 6
Pros 0 18
FactScore™ 30.1 39.5

FactScore™ Comparison

FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.

30.1
Chime FactScore™
👑
39.5
Revolut Bank FactScore™
★ Revolut Bank wins on FactScore™

Pros & Cons

Only in Chime — Pros

No unique pros listed

Both tools — Pros

Only in Revolut Bank — Pros

Easy to use Cryptocurrency support Online banking Investment possibilities Multiple currencies Travel benefits Exchange rates Fast operations Rewards Security Actionable insights All-in-one platform API for Revolut Business Business version One-time use virtual card Personalization Prepaid card User-friendly interface

Only in Chime — Cons

Both tools — Cons

Only in Revolut Bank — Cons

Withdrawal issues Cannot use personal and business on same device Scam risk

Details

Chime Revolut Bank
Categories Online banking, Neobanks, Money transfer Online banking, Neobanks, Money transfer, Travel Insurance
Platforms Web · iOS · Android Web · iOS · Android
Became Popular January 12, 2016 June 11, 2015
Website www.chime.com www.revolut.com

Who Should Pick Which?

Choose Chime if...

  • No unique pros listed

Choose Revolut Bank if...

  • Easy to use
  • Cryptocurrency support
  • Online banking

With a FactScore™ of 30.1 vs 39.5, Revolut Bank leads in community reception. Chime uniquely offers No unique pros listed, while Revolut Bank stands out for Easy to use and Cryptocurrency support.

3

What Users Say

Chime

D
Don Feb 21, 2024
★★★★★

I like the authentication of the app I can easily use my fingerprint to login instead of the password. Overall I love how it lets me know through notifications that my money is on the way.

A
Amy Jan 5, 2024
★★★★★

Having a bad credit will mess up your life. I was in deep mess because I had a poor credit report and almost everything I applied for was turned down. I did my research and stumbled upon this geniu...

W
William Jan 29, 2024
★★★★★

Great job, this is very powerful platform

Revolut Bank

S
Sebastian Jan 31, 2024
★★★★★

Good banking app - good exchange rates, nice to treat as a prepaid card

J
jenalyn Oct 7, 2025
★★★★★

Revolut has solidified its position as a fintech juggernaut, serving over 60 million global users with a single, sleek app that handles everything from everyday spending to sophisticated investing....

E
Elou Aug 4, 2023
★★★☆☆

The Revolut experience is truly outstanding! This banking platform allows me to access rare asset classes, such as commodities and cryptocurrencies, which are typically hard to find in traditional ...

Frequently Asked Questions

Which is better, Chime or Revolut Bank?

Based on FactScore™, Revolut Bank leads with a score of 39.5 vs 30.1. Revolut Bank has a higher rating of 4.7★ compared to 5.0★.

What are the pros of Chime compared to Revolut Bank?

Chime uniquely offers: No unique pros listed.

What are the pros of Revolut Bank compared to Chime?

Revolut Bank uniquely offers: Easy to use, Cryptocurrency support, Online banking, Investment possibilities, Multiple currencies.

Is Chime better rated than Revolut Bank?

Chime is rated 5.0★ from 3 reviews. Revolut Bank is rated 4.7★ from 6 reviews.

What is the FactScore™ of Chime and Revolut Bank?

FactScore™ weighs rating and review volume together. Chime scores 30.1 and Revolut Bank scores 39.5.

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