Revolut Bank

One app, all things money

★★★★★ 4.7/5
FactScore™ 39.5
VS

Wise

The universal way for you to manage money internationally.

★★★★★ 4.8/5
FactScore™ 54.7

Updated June 2026

Revolut Bank Wise
Rating 4.7★ 4.8★
Reviews 6 13
Pros 18 10
FactScore™ 39.5 54.7

FactScore™ Comparison

FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.

39.5
Revolut Bank FactScore™
👑
54.7
Wise FactScore™
★ Wise wins on FactScore™

Pros & Cons

Only in Revolut Bank — Pros

Cryptocurrency support Online banking Investment possibilities Multiple currencies Travel benefits Exchange rates Fast operations Rewards Security Actionable insights All-in-one platform API for Revolut Business Business version One-time use virtual card Personalization Prepaid card User-friendly interface

Both tools — Pros

Easy to use

Only in Wise — Pros

Fast international transfers Low fees Seamless global payouts Desktop and mobile applications Digital banking Good customer service No hidden fees Obtain USA account Widely used

Only in Revolut Bank — Cons

Withdrawal issues Cannot use personal and business on same device Scam risk

Both tools — Cons

Only in Wise — Cons

Account closure without notification Challenging document approval Debit card availability issues Government restrictions Transaction failure without notification

Details

Revolut Bank Wise
Categories Online banking, Neobanks, Money transfer, Travel Insurance Online banking, Money transfer
Platforms Web · iOS · Android Web · iOS · Android
Added June 11, 2015 January 18, 2014
Website www.revolut.com www.wise.com

Who Should Pick Which?

Choose Revolut Bank if...

  • Cryptocurrency support
  • Online banking
  • Investment possibilities

Choose Wise if...

  • Fast international transfers
  • Low fees
  • Seamless global payouts

With a FactScore™ of 39.5 vs 54.7, Wise leads in community reception. Revolut Bank uniquely offers Cryptocurrency support and Online banking, while Wise stands out for Fast international transfers and Low fees.

3

What Users Say

Revolut Bank

S
Sebastian Jan 31, 2024
★★★★★

Good banking app - good exchange rates, nice to treat as a prepaid card

J
jenalyn Oct 7, 2025
★★★★★

Revolut has solidified its position as a fintech juggernaut, serving over 60 million global users with a single, sleek app that handles everything from everyday spending to sophisticated investing....

E
Elou Aug 4, 2023
★★★☆☆

The Revolut experience is truly outstanding! This banking platform allows me to access rare asset classes, such as commodities and cryptocurrencies, which are typically hard to find in traditional ...

Wise

K
KP Mar 22, 2025
★★★★★

Wise helps us make payouts to creators around the world—fast, fair, and without hidden fees. Whether it’s USD to BDT or EUR to INR, Wise ensures our global payout system is seamless and creator-fir...

D
Dr. Oct 3, 2023
★★★★★

Very good solution, quick, widely used

M
Michelle Apr 30, 2025
★★★★★

super simple and easy to use

Frequently Asked Questions

Which is better, Revolut Bank or Wise?

Based on FactScore™, Wise leads with a score of 54.7 vs 39.5. Wise has a higher rating of 4.8★ compared to 4.7★.

What are the pros of Revolut Bank compared to Wise?

Revolut Bank uniquely offers: Cryptocurrency support, Online banking, Investment possibilities, Multiple currencies, Travel benefits.

What are the pros of Wise compared to Revolut Bank?

Wise uniquely offers: Fast international transfers, Low fees, Seamless global payouts, Desktop and mobile applications, Digital banking.

Is Revolut Bank better rated than Wise?

Revolut Bank is rated 4.7★ from 6 reviews. Wise is rated 4.8★ from 13 reviews.

What is the FactScore™ of Revolut Bank and Wise?

FactScore™ weighs rating and review volume together. Revolut Bank scores 39.5 and Wise scores 54.7.

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