bunq
Bank of the free
Elevate Pay
USD accounts for remote professionals and freelancers
Updated February 2026
| bunq | Elevate Pay | |
|---|---|---|
| Rating | 4.5★ | 5.0★ |
| Reviews | 41 | 11 |
| Pros | 12 | 8 |
| FactScore™ | 73.2 | 54 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in bunq — Pros
Easy account management Affordable pricing ATM fee waivers Beginner-friendly Budgeting tools Cashback offers Easy setup Fast registration Free foreign currency transfers Free trial High interest savings Joint accountsBoth tools — Pros
—Only in Elevate Pay — Pros
Virtual card Easy to use Fast transactions Low fees Smooth online transactions USD accounts Apple Pay integration Competitive exchange ratesOnly in bunq — Cons
Excessive feesBoth tools — Cons
—Only in Elevate Pay — Cons
Physical card Customer support Delayed transactions Onboarding process Bugs on iOS Limited country availability Payment linksDetails
| bunq | Elevate Pay | |
|---|---|---|
| Categories | Neobanks | Remote workforce tools, Online banking, Neobanks |
| Platforms | Web · iOS · Android | Web · iOS · Android |
| Became Popular | March 10, 2017 | June 9, 2024 |
| Website | www.bunq.com | www.elevatepay.co |
Who Should Pick Which?
Choose bunq if...
- Easy account management
- Affordable pricing
- ATM fee waivers
Choose Elevate Pay if...
- Virtual card
- Easy to use
- Fast transactions
With a FactScore™ of 73.2 vs 54, bunq leads in community reception. bunq uniquely offers Easy account management and Affordable pricing, while Elevate Pay stands out for Virtual card and Easy to use.
What Users Say
bunq
Among all subscriptions that are available in Bunq, here are those that offer basic services to customers and those that offer more advanced ones. Advanced ones include Easy Bank, Easy Bank Pro and...
Using Bunq was the best decision I could have made for my finances. The bank provides a lot of tools that can be enjoyed across all account types, but I most especially appreciate the budgetting to...
I’m not sure how the AI bot work for others, but it is a bit laggy and gives an off topic information. The idea is good, but the performance is not the best. Besides the bot, as a bank they are sol...
Elevate Pay
I've been using ElevatePay for almost 7 months now, and honestly, it has been such a relief. As a freelancer from Pakistan, getting payments used to be such a big hassle. It made me feel so stresse...
Great product and excellent service. I've experienced smooth online transactions from the start, and the simple UI makes it easy to track transaction status. However, the signup process was a bit t...
Excellent experience so far. Virtual Card works with Apple Pay. I receive payments from across the Globe without any trouble. Received payments from Apple Inc. within 24 hours. I hope Elevate Pay w...
Related Comparisons
Frequently Asked Questions
Which is better, bunq or Elevate Pay?
Based on FactScore™, bunq leads with a score of 73.2 vs 54. bunq has a higher rating of 4.5★ compared to 5.0★.
What are the pros of bunq compared to Elevate Pay?
bunq uniquely offers: Easy account management, Affordable pricing, ATM fee waivers, Beginner-friendly, Budgeting tools.
What are the pros of Elevate Pay compared to bunq?
Elevate Pay uniquely offers: Virtual card, Easy to use, Fast transactions, Low fees, Smooth online transactions.
Is bunq better rated than Elevate Pay?
bunq is rated 4.5★ from 41 reviews. Elevate Pay is rated 5.0★ from 11 reviews.
What is the FactScore™ of bunq and Elevate Pay?
FactScore™ weighs rating and review volume together. bunq scores 73.2 and Elevate Pay scores 54.
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