bunq

Bank of the free

★★★★★ 4.5/5
FactScore™ 73.2
VS

Chime

Banking with no hidden fees and fee-free overdraft

★★★★★ 5.0/5
FactScore™ 30.1

Updated July 2026

bunq Chime
Rating 4.5★ 5.0★
Reviews 41 3
Pros 12 0
FactScore™ 73.2 30.1

FactScore™ Comparison

FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.

👑
73.2
bunq FactScore™
★ bunq wins on FactScore™
30.1
Chime FactScore™

Pros & Cons

Only in bunq — Pros

Easy account management Affordable pricing ATM fee waivers Beginner-friendly Budgeting tools Cashback offers Easy setup Fast registration Free foreign currency transfers Free trial High interest savings Joint accounts

Both tools — Pros

Only in Chime — Pros

No unique pros listed

Only in bunq — Cons

Excessive fees

Both tools — Cons

Only in Chime — Cons

Details

bunq Chime
Categories Neobanks Online banking, Neobanks, Money transfer
Platforms Web · iOS · Android Web · iOS · Android
Added March 10, 2017 January 12, 2016
Website www.bunq.com www.chime.com

Who Should Pick Which?

Choose bunq if...

  • Easy account management
  • Affordable pricing
  • ATM fee waivers

Choose Chime if...

  • No unique pros listed

With a FactScore™ of 73.2 vs 30.1, bunq leads in community reception. bunq uniquely offers Easy account management and Affordable pricing, while Chime stands out for No unique pros listed.

3

What Users Say

bunq

L
Lasse Nov 23, 2024
★★★★☆

Among all subscriptions that are available in Bunq, here are those that offer basic services to customers and those that offer more advanced ones. Advanced ones include Easy Bank, Easy Bank Pro and...

N
Noah Mar 30, 2024
★★★★★

Using Bunq was the best decision I could have made for my finances. The bank provides a lot of tools that can be enjoyed across all account types, but I most especially appreciate the budgetting to...

S
Stefan Jun 3, 2025
★★★★☆

I’m not sure how the AI bot work for others, but it is a bit laggy and gives an off topic information. The idea is good, but the performance is not the best. Besides the bot, as a bank they are sol...

Chime

D
Don Feb 21, 2024
★★★★★

I like the authentication of the app I can easily use my fingerprint to login instead of the password. Overall I love how it lets me know through notifications that my money is on the way.

A
Amy Jan 5, 2024
★★★★★

Having a bad credit will mess up your life. I was in deep mess because I had a poor credit report and almost everything I applied for was turned down. I did my research and stumbled upon this geniu...

W
William Jan 29, 2024
★★★★★

Great job, this is very powerful platform

Frequently Asked Questions

Which is better, bunq or Chime?

Based on FactScore™, bunq leads with a score of 73.2 vs 30.1. bunq has a higher rating of 4.5★ compared to 5.0★.

What are the pros of bunq compared to Chime?

bunq uniquely offers: Easy account management, Affordable pricing, ATM fee waivers, Beginner-friendly, Budgeting tools.

What are the pros of Chime compared to bunq?

Chime uniquely offers: No unique pros listed.

Is bunq better rated than Chime?

bunq is rated 4.5★ from 41 reviews. Chime is rated 5.0★ from 3 reviews.

What is the FactScore™ of bunq and Chime?

FactScore™ weighs rating and review volume together. bunq scores 73.2 and Chime scores 30.1.

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