bunq
Bank of the free
Chime
Banking with no hidden fees and fee-free overdraft
Updated July 2026
| bunq | Chime | |
|---|---|---|
| Rating | 4.5★ | 5.0★ |
| Reviews | 41 | 3 |
| Pros | 12 | 0 |
| FactScore™ | 73.2 | 30.1 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in bunq — Pros
Easy account management Affordable pricing ATM fee waivers Beginner-friendly Budgeting tools Cashback offers Easy setup Fast registration Free foreign currency transfers Free trial High interest savings Joint accountsBoth tools — Pros
—Only in Chime — Pros
No unique pros listedOnly in bunq — Cons
Excessive feesBoth tools — Cons
—Only in Chime — Cons
—Details
| bunq | Chime | |
|---|---|---|
| Categories | Neobanks | Online banking, Neobanks, Money transfer |
| Platforms | Web · iOS · Android | Web · iOS · Android |
| Added | March 10, 2017 | January 12, 2016 |
| Website | www.bunq.com | www.chime.com |
Who Should Pick Which?
Choose bunq if...
- Easy account management
- Affordable pricing
- ATM fee waivers
Choose Chime if...
- No unique pros listed
With a FactScore™ of 73.2 vs 30.1, bunq leads in community reception. bunq uniquely offers Easy account management and Affordable pricing, while Chime stands out for No unique pros listed.
What Users Say
bunq
Among all subscriptions that are available in Bunq, here are those that offer basic services to customers and those that offer more advanced ones. Advanced ones include Easy Bank, Easy Bank Pro and...
Using Bunq was the best decision I could have made for my finances. The bank provides a lot of tools that can be enjoyed across all account types, but I most especially appreciate the budgetting to...
I’m not sure how the AI bot work for others, but it is a bit laggy and gives an off topic information. The idea is good, but the performance is not the best. Besides the bot, as a bank they are sol...
Chime
I like the authentication of the app I can easily use my fingerprint to login instead of the password. Overall I love how it lets me know through notifications that my money is on the way.
Having a bad credit will mess up your life. I was in deep mess because I had a poor credit report and almost everything I applied for was turned down. I did my research and stumbled upon this geniu...
Great job, this is very powerful platform
Frequently Asked Questions
Which is better, bunq or Chime?
Based on FactScore™, bunq leads with a score of 73.2 vs 30.1. bunq has a higher rating of 4.5★ compared to 5.0★.
What are the pros of bunq compared to Chime?
bunq uniquely offers: Easy account management, Affordable pricing, ATM fee waivers, Beginner-friendly, Budgeting tools.
What are the pros of Chime compared to bunq?
Chime uniquely offers: No unique pros listed.
Is bunq better rated than Chime?
bunq is rated 4.5★ from 41 reviews. Chime is rated 5.0★ from 3 reviews.
What is the FactScore™ of bunq and Chime?
FactScore™ weighs rating and review volume together. bunq scores 73.2 and Chime scores 30.1.
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