bunq

Bank of the free

★★★★★ 4.5/5
FactScore™ 73.2
VS

MAXIM CREDIT CARD

Credit card for African consumers.

★★★★★ 5.0/5
FactScore™ 34.9

Updated February 2026

bunq MAXIM CREDIT CARD
Rating 4.5★ 5.0★
Reviews 41 4
Pros 12 0
FactScore™ 73.2 34.9

FactScore™ Comparison

FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.

👑
73.2
bunq FactScore™
★ bunq wins on FactScore™
34.9
MAXIM CREDIT CARD FactScore™

Pros & Cons

Only in bunq — Pros

Easy account management Affordable pricing ATM fee waivers Beginner-friendly Budgeting tools Cashback offers Easy setup Fast registration Free foreign currency transfers Free trial High interest savings Joint accounts

Both tools — Pros

Only in MAXIM CREDIT CARD — Pros

No unique pros listed

Only in bunq — Cons

Excessive fees

Both tools — Cons

Only in MAXIM CREDIT CARD — Cons

Details

bunq MAXIM CREDIT CARD
Categories Neobanks Neobanks, Credit score tools
Platforms Web · iOS · Android Web
Became Popular March 10, 2017 June 22, 2024
Website www.bunq.com transcend.trymaxim.com

Who Should Pick Which?

Choose bunq if...

  • Easy account management
  • Affordable pricing
  • ATM fee waivers

Choose MAXIM CREDIT CARD if...

  • No unique pros listed

With a FactScore™ of 73.2 vs 34.9, bunq leads in community reception. bunq uniquely offers Easy account management and Affordable pricing, while MAXIM CREDIT CARD stands out for No unique pros listed.

3

What Users Say

bunq

L
Lasse Nov 23, 2024
★★★★☆

Among all subscriptions that are available in Bunq, here are those that offer basic services to customers and those that offer more advanced ones. Advanced ones include Easy Bank, Easy Bank Pro and...

N
Noah Mar 30, 2024
★★★★★

Using Bunq was the best decision I could have made for my finances. The bank provides a lot of tools that can be enjoyed across all account types, but I most especially appreciate the budgetting to...

S
Stefan Jun 3, 2025
★★★★☆

I’m not sure how the AI bot work for others, but it is a bit laggy and gives an off topic information. The idea is good, but the performance is not the best. Besides the bot, as a bank they are sol...

MAXIM CREDIT CARD

A
Abubakar Apr 30, 2024
★★★★★

Easy onboarding, revolving credit, transparent rates, no hidden fees or surprises, improve credit score. Highly recommend!

O
Olawale Apr 30, 2024
★★★★★

Low-zero interest, Revolving credit, Flexible repayment, Exceptional customer service, Advanced fraud protection.

H
Habeeb May 3, 2024
★★★★★

A credit card in Africa? This is bound to revolutionize everything. Count me in for the launch of this product!

Frequently Asked Questions

Which is better, bunq or MAXIM CREDIT CARD ?

Based on FactScore™, bunq leads with a score of 73.2 vs 34.9. bunq has a higher rating of 4.5★ compared to 5.0★.

What are the pros of bunq compared to MAXIM CREDIT CARD ?

bunq uniquely offers: Easy account management, Affordable pricing, ATM fee waivers, Beginner-friendly, Budgeting tools.

What are the pros of MAXIM CREDIT CARD compared to bunq?

MAXIM CREDIT CARD uniquely offers: No unique pros listed.

Is bunq better rated than MAXIM CREDIT CARD ?

bunq is rated 4.5★ from 41 reviews. MAXIM CREDIT CARD is rated 5.0★ from 4 reviews.

What is the FactScore™ of bunq and MAXIM CREDIT CARD ?

FactScore™ weighs rating and review volume together. bunq scores 73.2 and MAXIM CREDIT CARD scores 34.9.

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