Cheq UPI
A better payments app for NRIs and Foreigners visiting India
Elevate Pay
USD accounts for remote professionals and freelancers
Updated February 2026
| Cheq UPI | Elevate Pay | |
|---|---|---|
| Rating | 3.7★ | 5.0★ |
| Reviews | 3 | 11 |
| Pros | 3 | 8 |
| FactScore™ | 22.1 | 54 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Cheq UPI — Pros
Swift UPI payment Secure transactions Simple UIBoth tools — Pros
—Only in Elevate Pay — Pros
Virtual card Easy to use Fast transactions Low fees Smooth online transactions USD accounts Apple Pay integration Competitive exchange ratesOnly in Cheq UPI — Cons
Account access issues Delayed issue resolution No phone support Poor customer serviceBoth tools — Cons
—Only in Elevate Pay — Cons
Physical card Customer support Delayed transactions Onboarding process Bugs on iOS Limited country availability Payment linksDetails
| Cheq UPI | Elevate Pay | |
|---|---|---|
| Categories | Neobanks, Payment processors, Money transfer, Travel apps | Remote workforce tools, Online banking, Neobanks |
| Platforms | Web · iOS · Android | Web · iOS · Android |
| Became Popular | August 7, 2023 | June 9, 2024 |
| Website | www.chequpi.com | www.elevatepay.co |
Who Should Pick Which?
Choose Cheq UPI if...
- Swift UPI payment
- Secure transactions
- Simple UI
Choose Elevate Pay if...
- Virtual card
- Easy to use
- Fast transactions
With a FactScore™ of 22.1 vs 54, Elevate Pay leads in community reception. Cheq UPI uniquely offers Swift UPI payment and Secure transactions, while Elevate Pay stands out for Virtual card and Easy to use.
What Users Say
Cheq UPI
Awesome stuff @Manish and team. Congratulations!
Brilliant Concept . Loved it
When it works, it is very convenient but I regret using it now for 4+ months because of the customer service. Things may go wrong in long-term travel as a forginer...your phone number may need to c...
Elevate Pay
I've been using ElevatePay for almost 7 months now, and honestly, it has been such a relief. As a freelancer from Pakistan, getting payments used to be such a big hassle. It made me feel so stresse...
Great product and excellent service. I've experienced smooth online transactions from the start, and the simple UI makes it easy to track transaction status. However, the signup process was a bit t...
Excellent experience so far. Virtual Card works with Apple Pay. I receive payments from across the Globe without any trouble. Received payments from Apple Inc. within 24 hours. I hope Elevate Pay w...
Related Comparisons
Frequently Asked Questions
Which is better, Cheq UPI or Elevate Pay?
Based on FactScore™, Elevate Pay leads with a score of 54 vs 22.1. Elevate Pay has a higher rating of 5.0★ compared to 3.7★.
What are the pros of Cheq UPI compared to Elevate Pay?
Cheq UPI uniquely offers: Swift UPI payment, Secure transactions, Simple UI.
What are the pros of Elevate Pay compared to Cheq UPI?
Elevate Pay uniquely offers: Virtual card, Easy to use, Fast transactions, Low fees, Smooth online transactions.
Is Cheq UPI better rated than Elevate Pay?
Cheq UPI is rated 3.7★ from 3 reviews. Elevate Pay is rated 5.0★ from 11 reviews.
What is the FactScore™ of Cheq UPI and Elevate Pay?
FactScore™ weighs rating and review volume together. Cheq UPI scores 22.1 and Elevate Pay scores 54.
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