Cheq UPI
A better payments app for NRIs and Foreigners visiting India
Chime
Banking with no hidden fees and fee-free overdraft
Updated February 2026
| Cheq UPI | Chime | |
|---|---|---|
| Rating | 3.7★ | 5.0★ |
| Reviews | 3 | 3 |
| Pros | 3 | 0 |
| FactScore™ | 22.1 | 30.1 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Cheq UPI — Pros
Swift UPI payment Secure transactions Simple UIBoth tools — Pros
—Only in Chime — Pros
No unique pros listedOnly in Cheq UPI — Cons
Account access issues Delayed issue resolution No phone support Poor customer serviceBoth tools — Cons
—Only in Chime — Cons
—Details
| Cheq UPI | Chime | |
|---|---|---|
| Categories | Neobanks, Payment processors, Money transfer, Travel apps | Online banking, Neobanks, Money transfer |
| Platforms | Web · iOS · Android | Web · iOS · Android |
| Became Popular | August 7, 2023 | January 12, 2016 |
| Website | www.chequpi.com | www.chime.com |
Who Should Pick Which?
Choose Cheq UPI if...
- Swift UPI payment
- Secure transactions
- Simple UI
Choose Chime if...
- No unique pros listed
With a FactScore™ of 22.1 vs 30.1, Chime leads in community reception. Cheq UPI uniquely offers Swift UPI payment and Secure transactions, while Chime stands out for No unique pros listed.
What Users Say
Cheq UPI
Awesome stuff @Manish and team. Congratulations!
Brilliant Concept . Loved it
When it works, it is very convenient but I regret using it now for 4+ months because of the customer service. Things may go wrong in long-term travel as a forginer...your phone number may need to c...
Chime
I like the authentication of the app I can easily use my fingerprint to login instead of the password. Overall I love how it lets me know through notifications that my money is on the way.
Having a bad credit will mess up your life. I was in deep mess because I had a poor credit report and almost everything I applied for was turned down. I did my research and stumbled upon this geniu...
Great job, this is very powerful platform
Related Comparisons
Frequently Asked Questions
Which is better, Cheq UPI or Chime?
Based on FactScore™, Chime leads with a score of 30.1 vs 22.1. Chime has a higher rating of 5.0★ compared to 3.7★.
What are the pros of Cheq UPI compared to Chime?
Cheq UPI uniquely offers: Swift UPI payment, Secure transactions, Simple UI.
What are the pros of Chime compared to Cheq UPI?
Chime uniquely offers: No unique pros listed.
Is Cheq UPI better rated than Chime?
Cheq UPI is rated 3.7★ from 3 reviews. Chime is rated 5.0★ from 3 reviews.
What is the FactScore™ of Cheq UPI and Chime?
FactScore™ weighs rating and review volume together. Cheq UPI scores 22.1 and Chime scores 30.1.
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