Cheq UPI
A better payments app for NRIs and Foreigners visiting India
MAXIM CREDIT CARD
Credit card for African consumers.
Updated February 2026
| Cheq UPI | MAXIM CREDIT CARD | |
|---|---|---|
| Rating | 3.7★ | 5.0★ |
| Reviews | 3 | 4 |
| Pros | 3 | 0 |
| FactScore™ | 22.1 | 34.9 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Cheq UPI — Pros
Swift UPI payment Secure transactions Simple UIBoth tools — Pros
—Only in MAXIM CREDIT CARD — Pros
No unique pros listedOnly in Cheq UPI — Cons
Account access issues Delayed issue resolution No phone support Poor customer serviceBoth tools — Cons
—Only in MAXIM CREDIT CARD — Cons
—Details
| Cheq UPI | MAXIM CREDIT CARD | |
|---|---|---|
| Categories | Neobanks, Payment processors, Money transfer, Travel apps | Neobanks, Credit score tools |
| Platforms | Web · iOS · Android | Web |
| Became Popular | August 7, 2023 | June 22, 2024 |
| Website | www.chequpi.com | transcend.trymaxim.com |
Who Should Pick Which?
Choose Cheq UPI if...
- Swift UPI payment
- Secure transactions
- Simple UI
Choose MAXIM CREDIT CARD if...
- No unique pros listed
With a FactScore™ of 22.1 vs 34.9, MAXIM CREDIT CARD leads in community reception. Cheq UPI uniquely offers Swift UPI payment and Secure transactions, while MAXIM CREDIT CARD stands out for No unique pros listed.
What Users Say
Cheq UPI
Awesome stuff @Manish and team. Congratulations!
Brilliant Concept . Loved it
When it works, it is very convenient but I regret using it now for 4+ months because of the customer service. Things may go wrong in long-term travel as a forginer...your phone number may need to c...
MAXIM CREDIT CARD
Easy onboarding, revolving credit, transparent rates, no hidden fees or surprises, improve credit score. Highly recommend!
Low-zero interest, Revolving credit, Flexible repayment, Exceptional customer service, Advanced fraud protection.
A credit card in Africa? This is bound to revolutionize everything. Count me in for the launch of this product!
Related Comparisons
Frequently Asked Questions
Which is better, Cheq UPI or MAXIM CREDIT CARD ?
Based on FactScore™, MAXIM CREDIT CARD leads with a score of 34.9 vs 22.1. MAXIM CREDIT CARD has a higher rating of 5.0★ compared to 3.7★.
What are the pros of Cheq UPI compared to MAXIM CREDIT CARD ?
Cheq UPI uniquely offers: Swift UPI payment, Secure transactions, Simple UI.
What are the pros of MAXIM CREDIT CARD compared to Cheq UPI?
MAXIM CREDIT CARD uniquely offers: No unique pros listed.
Is Cheq UPI better rated than MAXIM CREDIT CARD ?
Cheq UPI is rated 3.7★ from 3 reviews. MAXIM CREDIT CARD is rated 5.0★ from 4 reviews.
What is the FactScore™ of Cheq UPI and MAXIM CREDIT CARD ?
FactScore™ weighs rating and review volume together. Cheq UPI scores 22.1 and MAXIM CREDIT CARD scores 34.9.
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