MAXIM CREDIT CARD

Credit card for African consumers.

★★★★★ 5.0/5
FactScore™ 34.9
VS

Mayfair

The 5.02% APY business cash account

★★★★★ 4.9/5
FactScore™ 51

Updated February 2026

MAXIM CREDIT CARD Mayfair
Rating 5.0★ 4.9★
Reviews 4 10
Pros 0 12
FactScore™ 34.9 51

FactScore™ Comparison

FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.

34.9
MAXIM CREDIT CARD FactScore™
👑
51
Mayfair FactScore™
★ Mayfair wins on FactScore™

Pros & Cons

Only in MAXIM CREDIT CARD — Pros

No unique pros listed

Both tools — Pros

Only in Mayfair — Pros

High APY Quick account setup 1-day ACH transfers Responsive customer service Simple cash management Competitive rates User-friendly interface Detailed reports Enhanced FDIC insurance Fast onboarding process Integrates with existing bank Transparent rates

Only in MAXIM CREDIT CARD — Cons

Both tools — Cons

Only in Mayfair — Cons

Slow customer support Limited FDIC coverage US only

Details

MAXIM CREDIT CARD Mayfair
Categories Neobanks, Credit score tools Online banking, Neobanks, Money transfer
Platforms Web Web
Became Popular June 22, 2024 November 29, 2022
Website transcend.trymaxim.com www.getmayfair.com

Who Should Pick Which?

Choose MAXIM CREDIT CARD if...

  • No unique pros listed

Choose Mayfair if...

  • High APY
  • Quick account setup
  • 1-day ACH transfers

With a FactScore™ of 34.9 vs 51, Mayfair leads in community reception. MAXIM CREDIT CARD uniquely offers No unique pros listed, while Mayfair stands out for High APY and Quick account setup.

3

What Users Say

MAXIM CREDIT CARD

A
Abubakar Apr 30, 2024
★★★★★

Easy onboarding, revolving credit, transparent rates, no hidden fees or surprises, improve credit score. Highly recommend!

O
Olawale Apr 30, 2024
★★★★★

Low-zero interest, Revolving credit, Flexible repayment, Exceptional customer service, Advanced fraud protection.

H
Habeeb May 3, 2024
★★★★★

A credit card in Africa? This is bound to revolutionize everything. Count me in for the launch of this product!

Mayfair

M
MD Dec 29, 2022
★★★★★

Spent most of September looking for ways to leverage high interest rates for my business. Heard about Mayfair on Twist, seemed like a good fit and has been satisfactory so far.

M
Monir Jan 24, 2023
★★★★☆

Customer support is a bit slow at times but I understand they're still new

R
Rohan Mar 4, 2023
★★★★★

Congratulations on the launch - it's a fantastic concept! Any plans to open this up for UK business accounts anytime soon?

Frequently Asked Questions

Which is better, MAXIM CREDIT CARD or Mayfair?

Based on FactScore™, Mayfair leads with a score of 51 vs 34.9. Mayfair has a higher rating of 4.9★ compared to 5.0★.

What are the pros of MAXIM CREDIT CARD compared to Mayfair?

MAXIM CREDIT CARD uniquely offers: No unique pros listed.

What are the pros of Mayfair compared to MAXIM CREDIT CARD ?

Mayfair uniquely offers: High APY, Quick account setup, 1-day ACH transfers, Responsive customer service, Simple cash management.

Is MAXIM CREDIT CARD better rated than Mayfair?

MAXIM CREDIT CARD is rated 5.0★ from 4 reviews. Mayfair is rated 4.9★ from 10 reviews.

What is the FactScore™ of MAXIM CREDIT CARD and Mayfair?

FactScore™ weighs rating and review volume together. MAXIM CREDIT CARD scores 34.9 and Mayfair scores 51.

Don't Get Fooled by Fake Social Media Videos

The world's first fact checker for social media. Paste any link and get an instant credibility score with sources.

Try FactCheckTool Free