Wise
The universal way for you to manage money internationally.
Vivid
Free mobile banking that comes with a metal card
Updated June 2026
| Wise | Vivid | |
|---|---|---|
| Rating | 4.8★ | 2.5★ |
| Reviews | 13 | 2 |
| Pros | 10 | 0 |
| FactScore™ | 54.7 | 11.9 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Wise — Pros
Easy to use Fast international transfers Low fees Seamless global payouts Desktop and mobile applications Digital banking Good customer service No hidden fees Obtain USA account Widely usedBoth tools — Pros
—Only in Vivid — Pros
No unique pros listedOnly in Wise — Cons
Account closure without notification Challenging document approval Debit card availability issues Government restrictions Transaction failure without notificationBoth tools — Cons
—Only in Vivid — Cons
—Details
| Wise | Vivid | |
|---|---|---|
| Categories | Online banking, Money transfer | Online banking, Neobanks |
| Platforms | Web · iOS · Android | Web |
| Added | January 18, 2014 | June 19, 2020 |
| Website | www.wise.com | vivid.money |
Who Should Pick Which?
Choose Wise if...
- Easy to use
- Fast international transfers
- Low fees
Choose Vivid if...
- No unique pros listed
With a FactScore™ of 54.7 vs 11.9, Wise leads in community reception. Wise uniquely offers Easy to use and Fast international transfers, while Vivid stands out for No unique pros listed.
What Users Say
Wise
Wise helps us make payouts to creators around the world—fast, fair, and without hidden fees. Whether it’s USD to BDT or EUR to INR, Wise ensures our global payout system is seamless and creator-fir...
Very good solution, quick, widely used
super simple and easy to use
Vivid
At one point it offered an ok, yet interesting product. As of now, conditions keep changing constantly, and I've been trying to close my account for over a week with no luck nor way of communicatin...
It's a great bank! I've been using it for over two years now. I am only disappointed that the cashback for Prime accounts is less and less valuable each month. I can't even have 10 euros back to co...
Related Comparisons
Frequently Asked Questions
Which is better, Wise or Vivid?
Based on FactScore™, Wise leads with a score of 54.7 vs 11.9. Wise has a higher rating of 4.8★ compared to 2.5★.
What are the pros of Wise compared to Vivid?
Wise uniquely offers: Easy to use, Fast international transfers, Low fees, Seamless global payouts, Desktop and mobile applications.
What are the pros of Vivid compared to Wise?
Vivid uniquely offers: No unique pros listed.
Is Wise better rated than Vivid?
Wise is rated 4.8★ from 13 reviews. Vivid is rated 2.5★ from 2 reviews.
What is the FactScore™ of Wise and Vivid?
FactScore™ weighs rating and review volume together. Wise scores 54.7 and Vivid scores 11.9.
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