Best Cheq UPI Alternatives

Updated February 2026

Cheq UPI

A better payments app for NRIs and Foreigners visiting India

★★★★☆ 3.7/5 from 3 reviews

Looking for alternatives to Cheq UPI? We found tools across 3 categories that offer similar functionality. The top-rated alternatives include ZELF (3.3★) , Chime (5.0★) , and inai (5.0★).

Cheq UPI vs Top Alternatives

Tool Rating Reviews Pros Cons
Cheq UPI ★★★★☆ 3.7 3 3 4
ZELF ★★★☆☆ 3.3 3 2 5
Chime ★★★★★ 5.0 3 0 0
inai ★★★★★ 5.0 5 9 0
Reap Pay ★★★★★ 5.0 3 9 3
Visa ★★★★★ 5.0 1 0 0

Best Neobanks Alternatives to Cheq UPI

Best Payment processors Alternatives to Cheq UPI

ZELF

★★★☆☆ 3.3 (3)

Instant money in messengers

Easy to use NFT support

inai

★★★★★ 5.0 (5)

A No-code Payments Platform

No-code platform Payment reconciliation

Reap Pay

★★★★★ 5.0 (3)

Business payments in your preferred currencies

Credit card payments Crypto payments

Visa

★★★★★ 5.0 (1)

It's everywhere you want to be

Cashfree

★★★★★ 5.0 (1)

Cashfree is a payments and banking technology company.

Slash

★★★★★ 5.0 (1)

Shared cards to split subscriptions, spend with friends

Razorpay

★★★★★ 4.8 (9)

Power your finance, grow your business

Detailed analytics Easy payment integration

PayPal

★★★★★ 4.6 (9)

Send Payments, Pay Online, Merchant Account

Easy to use Reliable payment system

Dots

★★★☆☆ 3.0 (4)

Cash for the internet

Ruul

★★★☆☆ 3.0 (2)

Independent's Pay Button

MoonPay

★★☆☆☆ 2.3 (12)

Buy and sell crypto with one integration

Fraud Fund recovery services

Polar

★★★★★ 5.0 (20)

Open source monetization platform for developers

Open source Developer-centric

Autumn

★★★★★ 5.0 (9)

Stripe made easy for AI startups

Simple API calls Stripe integration

July

★★★★★ 5.0 (7)

Automate your entire creator business

Creator empowerment Focus on content creation

CheckYa

★★★★★ 5.0 (7)

The All-In-One Tool For Freelancers And Creatives.

All-in-one tool Freelancer focus

Peachy Patients

★★★★★ 5.0 (5)

We’re changing the way people access and afford healthcare.

Patient-focused User-friendly design

Uvodo

★★★★★ 5.0 (5)

eCommerce & payments platform for solopreneurs

Easy store launch Built-in payment gateways

NOWPayments

★★★★★ 5.0 (2)

Start accepting crypto payments NOW

Chargebee

★★★★★ 5.0 (2)

The smartest way to set up your subscription billing.

Rutter

★★★★★ 5.0 (2)

One API for every Ecommerce platform

Akurateco Payment Orchestration Platform

★★★★★ 5.0 (2)

Payment software to increase your revenue up to 30%

Payment routing technology Customer support

Slope

★★★★★ 5.0 (2)

The B2B Payments Platform

Easy to use Efficient

Cash Boost

★★★★★ 5.0 (1)

Get instant cash back with Cash App's new rewards program✨💸

Quolum SaaS Card

★★★★★ 5.0 (1)

Expense card for SaaS purchases

Smile Coin SDK

★★★★★ 5.0 (1)

Converts any Platform to Web3 in 10 Lines of Code

Quick API

★★★★★ 5.0 (1)

Sell and distribute Data & APIs in minutes

Metering.ai

★★★★★ 5.0 (1)

Automated metering and billing for usage based pricing

DataBrew – Easy Payment Integrations

★★★★★ 5.0 (1)

Integrate any payment system effortlessly

NeetoForm

★★★★★ 5.0 (1)

Form Building Made Easy

Billfy

★★★★★ 5.0 (1)

Automate your freelance billing

View all 33 Payment processors tools

Best Money transfer Alternatives to Cheq UPI

ZELF

★★★☆☆ 3.3 (3)

Instant money in messengers

Easy to use NFT support

inai

★★★★★ 5.0 (5)

A No-code Payments Platform

No-code platform Payment reconciliation

Chime

★★★★★ 5.0 (3)

Banking with no hidden fees and fee-free overdraft

Reap Pay

★★★★★ 5.0 (3)

Business payments in your preferred currencies

Credit card payments Crypto payments

Visa

★★★★★ 5.0 (1)

It's everywhere you want to be

Cashfree

★★★★★ 5.0 (1)

Cashfree is a payments and banking technology company.

Slash

★★★★★ 5.0 (1)

Shared cards to split subscriptions, spend with friends

Mayfair

★★★★★ 4.9 (10)

The 5.02% APY business cash account

High APY Quick account setup

Razorpay

★★★★★ 4.8 (9)

Power your finance, grow your business

Detailed analytics Easy payment integration

Revolut Bank

★★★★★ 4.7 (6)

One app, all things money

Easy to use Cryptocurrency support

PayPal

★★★★★ 4.6 (9)

Send Payments, Pay Online, Merchant Account

Easy to use Reliable payment system

Karsa

★★★★☆ 4.0 (2)

Get a virtual US bank account + save/spend dollars globally

Soon

★★★★☆ 3.7 (3)

Automate finances in one app with a Soon Smart Debit Account

nsave

★★★☆☆ 3.0 (9)

Trusted $€£ account abroad for people of unstable economies

Financial independence Mission driven

Dots

★★★☆☆ 3.0 (4)

Cash for the internet

Ruul

★★★☆☆ 3.0 (2)

Independent's Pay Button

MoonPay

★★☆☆☆ 2.3 (12)

Buy and sell crypto with one integration

Fraud Fund recovery services

N26

★☆☆☆☆ 1.0 (12)

The Mobile Bank

Cogni

★☆☆☆☆ 1.0 (2)

Your money. Your lifestyle. One app

SplitMyExpenses

★★★★★ 5.0 (3)

Split bills with friends, track balances, and settle up

Splitser

★★★★★ 5.0 (3)

Easily split and settle group expenses.

SukuPay

★★★★★ 5.0 (3)

Move money globally through phone numbers—no apps required!

Mural

★★★★★ 5.0 (2)

Instant Global Contractor Payments and Invoicing

Captain Share

★★★★★ 5.0 (1)

Curated directory of sharing economy resources to save money

Strike

★★★★★ 5.0 (1)

Better Money.

Frequently Asked Questions

What are the best alternatives to Cheq UPI?

The top-rated alternatives to Cheq UPI include ZELF, Chime, inai. These tools offer similar functionality in categories like Neobanks, Payment processors, Money transfer.

How many alternatives to Cheq UPI are there?

There are 50 alternatives to Cheq UPI listed on FactCheckTool, spanning 3 categories.

What is the highest-rated alternative to Cheq UPI?

ZELF is the highest-rated alternative to Cheq UPI with a rating of 3.3/5 based on 3 reviews.

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