Best Razorpay Alternatives

Updated February 2026

Razorpay

Power your finance, grow your business

★★★★★ 4.8/5 from 9 reviews

Looking for alternatives to Razorpay? We found tools across 3 categories that offer similar functionality. The top-rated alternatives include Reap Pay (5.0★) , Cashfree (5.0★) , and Chime (5.0★).

Razorpay vs Top Alternatives

Tool Rating Reviews Pros Cons
Razorpay ★★★★★ 4.8 9 11 2
Reap Pay ★★★★★ 5.0 3 9 3
Cashfree ★★★★★ 5.0 1 0 0
Chime ★★★★★ 5.0 3 0 0
inai ★★★★★ 5.0 5 9 0
Visa ★★★★★ 5.0 1 0 0

Best Online banking Alternatives to Razorpay

Reap Pay

★★★★★ 5.0 (3)

Business payments in your preferred currencies

Credit card payments Crypto payments

Cashfree

★★★★★ 5.0 (1)

Cashfree is a payments and banking technology company.

Chime

★★★★★ 5.0 (3)

Banking with no hidden fees and fee-free overdraft

Mayfair

★★★★★ 4.9 (10)

The 5.02% APY business cash account

High APY Quick account setup

Wise

★★★★★ 4.8 (13)

The universal way for you to manage money internationally.

Easy to use Fast international transfers

Revolut Bank

★★★★★ 4.7 (6)

One app, all things money

Easy to use Cryptocurrency support

nsave

★★★☆☆ 3.0 (9)

Trusted $€£ account abroad for people of unstable economies

Financial independence Mission driven

N26

★☆☆☆☆ 1.0 (12)

The Mobile Bank

Cogni

★☆☆☆☆ 1.0 (2)

Your money. Your lifestyle. One app

Elevate Pay

★★★★★ 5.0 (11)

USD accounts for remote professionals and freelancers

Virtual card Easy to use

mesha

★★★★★ 5.0 (4)

The FinancialOS for Global Companies

Group investing NFT purchasing

My Financé

★★★★★ 5.0 (3)

The easy way to fall in love with your personal finances

Kasheesh

★★★★★ 5.0 (2)

Combine your debit, credit, and gift cards on any purchase.

Rocket Statements

★★★★★ 5.0 (1)

The #1 bank statement converter

Spendbase

★★★★★ 5.0 (1)

Stop Spending Around

SermoAI

★★★★★ 5.0 (1)

Financial Harmony in Your Language

Ruby

★★★★★ 5.0 (1)

Financial operating system for E-Commerce businesses

Best Payment processors Alternatives to Razorpay

Reap Pay

★★★★★ 5.0 (3)

Business payments in your preferred currencies

Credit card payments Crypto payments

Cashfree

★★★★★ 5.0 (1)

Cashfree is a payments and banking technology company.

inai

★★★★★ 5.0 (5)

A No-code Payments Platform

No-code platform Payment reconciliation

Visa

★★★★★ 5.0 (1)

It's everywhere you want to be

Slash

★★★★★ 5.0 (1)

Shared cards to split subscriptions, spend with friends

PayPal

★★★★★ 4.6 (9)

Send Payments, Pay Online, Merchant Account

Easy to use Reliable payment system

Cheq UPI

★★★★☆ 3.7 (3)

A better payments app for NRIs and Foreigners visiting India

Swift UPI payment Secure transactions

ZELF

★★★☆☆ 3.3 (3)

Instant money in messengers

Easy to use NFT support

Dots

★★★☆☆ 3.0 (4)

Cash for the internet

Ruul

★★★☆☆ 3.0 (2)

Independent's Pay Button

MoonPay

★★☆☆☆ 2.3 (12)

Buy and sell crypto with one integration

Fraud Fund recovery services

Polar

★★★★★ 5.0 (20)

Open source monetization platform for developers

Open source Developer-centric

Autumn

★★★★★ 5.0 (9)

Stripe made easy for AI startups

Simple API calls Stripe integration

July

★★★★★ 5.0 (7)

Automate your entire creator business

Creator empowerment Focus on content creation

CheckYa

★★★★★ 5.0 (7)

The All-In-One Tool For Freelancers And Creatives.

All-in-one tool Freelancer focus

Peachy Patients

★★★★★ 5.0 (5)

We’re changing the way people access and afford healthcare.

Patient-focused User-friendly design

Uvodo

★★★★★ 5.0 (5)

eCommerce & payments platform for solopreneurs

Easy store launch Built-in payment gateways

NOWPayments

★★★★★ 5.0 (2)

Start accepting crypto payments NOW

Chargebee

★★★★★ 5.0 (2)

The smartest way to set up your subscription billing.

Rutter

★★★★★ 5.0 (2)

One API for every Ecommerce platform

Akurateco Payment Orchestration Platform

★★★★★ 5.0 (2)

Payment software to increase your revenue up to 30%

Payment routing technology Customer support

Slope

★★★★★ 5.0 (2)

The B2B Payments Platform

Easy to use Efficient

Cash Boost

★★★★★ 5.0 (1)

Get instant cash back with Cash App's new rewards program✨💸

Quolum SaaS Card

★★★★★ 5.0 (1)

Expense card for SaaS purchases

Smile Coin SDK

★★★★★ 5.0 (1)

Converts any Platform to Web3 in 10 Lines of Code

Quick API

★★★★★ 5.0 (1)

Sell and distribute Data & APIs in minutes

Metering.ai

★★★★★ 5.0 (1)

Automated metering and billing for usage based pricing

DataBrew – Easy Payment Integrations

★★★★★ 5.0 (1)

Integrate any payment system effortlessly

NeetoForm

★★★★★ 5.0 (1)

Form Building Made Easy

Billfy

★★★★★ 5.0 (1)

Automate your freelance billing

View all 33 Payment processors tools

Best Money transfer Alternatives to Razorpay

Reap Pay

★★★★★ 5.0 (3)

Business payments in your preferred currencies

Credit card payments Crypto payments

Cashfree

★★★★★ 5.0 (1)

Cashfree is a payments and banking technology company.

inai

★★★★★ 5.0 (5)

A No-code Payments Platform

No-code platform Payment reconciliation

Chime

★★★★★ 5.0 (3)

Banking with no hidden fees and fee-free overdraft

Visa

★★★★★ 5.0 (1)

It's everywhere you want to be

Slash

★★★★★ 5.0 (1)

Shared cards to split subscriptions, spend with friends

Mayfair

★★★★★ 4.9 (10)

The 5.02% APY business cash account

High APY Quick account setup

Wise

★★★★★ 4.8 (13)

The universal way for you to manage money internationally.

Easy to use Fast international transfers

Revolut Bank

★★★★★ 4.7 (6)

One app, all things money

Easy to use Cryptocurrency support

PayPal

★★★★★ 4.6 (9)

Send Payments, Pay Online, Merchant Account

Easy to use Reliable payment system

Cheq UPI

★★★★☆ 3.7 (3)

A better payments app for NRIs and Foreigners visiting India

Swift UPI payment Secure transactions

ZELF

★★★☆☆ 3.3 (3)

Instant money in messengers

Easy to use NFT support

nsave

★★★☆☆ 3.0 (9)

Trusted $€£ account abroad for people of unstable economies

Financial independence Mission driven

Dots

★★★☆☆ 3.0 (4)

Cash for the internet

Ruul

★★★☆☆ 3.0 (2)

Independent's Pay Button

MoonPay

★★☆☆☆ 2.3 (12)

Buy and sell crypto with one integration

Fraud Fund recovery services

N26

★☆☆☆☆ 1.0 (12)

The Mobile Bank

Cogni

★☆☆☆☆ 1.0 (2)

Your money. Your lifestyle. One app

SplitMyExpenses

★★★★★ 5.0 (3)

Split bills with friends, track balances, and settle up

Splitser

★★★★★ 5.0 (3)

Easily split and settle group expenses.

Frequently Asked Questions

What are the best alternatives to Razorpay?

The top-rated alternatives to Razorpay include Reap Pay, Cashfree, Chime. These tools offer similar functionality in categories like Online banking, Payment processors, Money transfer.

How many alternatives to Razorpay are there?

There are 50 alternatives to Razorpay listed on FactCheckTool, spanning 3 categories.

What is the highest-rated alternative to Razorpay?

Reap Pay is the highest-rated alternative to Razorpay with a rating of 5.0/5 based on 3 reviews.

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