Cheq UPI
A better payments app for NRIs and Foreigners visiting India
Mural
Instant Global Contractor Payments and Invoicing
Updated June 2026
| Cheq UPI | Mural | |
|---|---|---|
| Rating | 3.7★ | 5.0★ |
| Reviews | 3 | 2 |
| Pros | 3 | 0 |
| FactScore™ | 22.1 | 23.9 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Cheq UPI — Pros
Swift UPI payment Secure transactions Simple UIBoth tools — Pros
—Only in Mural — Pros
No unique pros listedOnly in Cheq UPI — Cons
Account access issues Delayed issue resolution No phone support Poor customer serviceBoth tools — Cons
—Only in Mural — Cons
—Details
| Cheq UPI | Mural | |
|---|---|---|
| Categories | Neobanks, Payment processors, Money transfer, Travel apps | Invoicing tools, Payroll software, Money transfer |
| Platforms | Web · iOS · Android | Web |
| Added | August 7, 2023 | April 17, 2024 |
| Website | www.chequpi.com | www.muralpay.com |
Who Should Pick Which?
Choose Cheq UPI if...
- Swift UPI payment
- Secure transactions
- Simple UI
Choose Mural if...
- No unique pros listed
With a FactScore™ of 22.1 vs 23.9, Mural leads in community reception. Cheq UPI uniquely offers Swift UPI payment and Secure transactions, while Mural stands out for No unique pros listed.
What Users Say
Cheq UPI
Awesome stuff @Manish and team. Congratulations!
Brilliant Concept . Loved it
When it works, it is very convenient but I regret using it now for 4+ months because of the customer service. Things may go wrong in long-term travel as a forginer...your phone number may need to c...
Mural
We use Mural for contractor payments and reimbursements for our global team. With Mural, we have centralized all of our payments into one platform; we previously used Wise, Payoneer, Deel, and more...
Great support team! If I got deposit stuck at Wise, they promptly help me troubleshoot so that I can pay contractors on time.
Related Comparisons
Frequently Asked Questions
Which is better, Cheq UPI or Mural?
Based on FactScore™, Mural leads with a score of 23.9 vs 22.1. Mural has a higher rating of 5.0★ compared to 3.7★.
What are the pros of Cheq UPI compared to Mural?
Cheq UPI uniquely offers: Swift UPI payment, Secure transactions, Simple UI.
What are the pros of Mural compared to Cheq UPI?
Mural uniquely offers: No unique pros listed.
Is Cheq UPI better rated than Mural?
Cheq UPI is rated 3.7★ from 3 reviews. Mural is rated 5.0★ from 2 reviews.
What is the FactScore™ of Cheq UPI and Mural?
FactScore™ weighs rating and review volume together. Cheq UPI scores 22.1 and Mural scores 23.9.
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