Cheq UPI
A better payments app for NRIs and Foreigners visiting India
Zeta
Bank accounts built for families of any shape or size
Updated June 2026
| Cheq UPI | Zeta | |
|---|---|---|
| Rating | 3.7★ | 4.0★ |
| Reviews | 3 | 1 |
| Pros | 3 | 0 |
| FactScore™ | 22.1 | 12 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Cheq UPI — Pros
Swift UPI payment Secure transactions Simple UIBoth tools — Pros
—Only in Zeta — Pros
No unique pros listedOnly in Cheq UPI — Cons
Account access issues Delayed issue resolution No phone support Poor customer serviceBoth tools — Cons
—Only in Zeta — Cons
—Details
| Cheq UPI | Zeta | |
|---|---|---|
| Categories | Neobanks, Payment processors, Money transfer, Travel apps | Budgeting apps, Online banking, Neobanks |
| Platforms | Web · iOS · Android | Web · iOS · Android |
| Added | August 7, 2023 | April 14, 2017 |
| Website | www.chequpi.com | www.askzeta.com |
Who Should Pick Which?
Choose Cheq UPI if...
- Swift UPI payment
- Secure transactions
- Simple UI
Choose Zeta if...
- No unique pros listed
With a FactScore™ of 22.1 vs 12, Cheq UPI leads in community reception. Cheq UPI uniquely offers Swift UPI payment and Secure transactions, while Zeta stands out for No unique pros listed.
What Users Say
Cheq UPI
Awesome stuff @Manish and team. Congratulations!
Brilliant Concept . Loved it
When it works, it is very convenient but I regret using it now for 4+ months because of the customer service. Things may go wrong in long-term travel as a forginer...your phone number may need to c...
Zeta
My wife and I have been zeta users for a few years now and overall really like it. The only qualm we have is it takes a little longer than we'd like to put money in and take money out of the accoun...
Related Comparisons
Frequently Asked Questions
Which is better, Cheq UPI or Zeta?
Based on FactScore™, Cheq UPI leads with a score of 22.1 vs 12. Cheq UPI has a higher rating of 3.7★ compared to 4.0★.
What are the pros of Cheq UPI compared to Zeta?
Cheq UPI uniquely offers: Swift UPI payment, Secure transactions, Simple UI.
What are the pros of Zeta compared to Cheq UPI?
Zeta uniquely offers: No unique pros listed.
Is Cheq UPI better rated than Zeta?
Cheq UPI is rated 3.7★ from 3 reviews. Zeta is rated 4.0★ from 1 reviews.
What is the FactScore™ of Cheq UPI and Zeta?
FactScore™ weighs rating and review volume together. Cheq UPI scores 22.1 and Zeta scores 12.
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