bunq

I wanted to share my feedback about Bunq. Earlier in my life, I always went to a bank branch and stood in line for a few hours to open a bank account. Recently, I came across the Bunq accidentally and saw that they allow customers to open a bank account online and quickly. Well, I was surprised and I actually opened a bank account in 5 minutes and online. Thank you for such quality of service!!!

I've used Bunq for a while, and while it’s a solid digital bank, it’s not perfect. The app is smooth, and transactions are fast, but fees can feel excessive. Customer support has been hit or miss in my findings. It’s great for convenience, but some limitations, like account restrictions, make me question if it's truly the best option.

I got sick of living from hand to mouth and I couldn't get what I’ve been doing wrong all that time. I wasn't a financially stable person but the situation changed when one of my old friends recommended the bunq. He spoke highly about them and shared his experience of cooperating with this bank. Well, I got interested in that also and it turned out they have so many budget features which helped me to manage my funds more properly. I wouldn’t say I became more stable in terms of finances but at least I learned how to save money about 20% of my salary every month. I’m still learning the ropes.

I have seen some people say that they do not like finn, the AI assistant, but I think that it is quite exciting to have the AI on the platform, be it in the beta phase. For one, it reduces the number of irrelevant questions that the support team is asked. It is quite accurate too. Finn aside, I really enjoy using the bank, and I think it is very helpful to students like myself. We were never taught things like money management and budgeting, and it is cool to have a bank provide easy tools to help with all of that.;-)

App works great. Every update something slightly breaks though. Sometimes its a visual bug, sometimes there's screen glitching, happened ones. But for how many features it has, I still like it.

I use this for "high yield" . Default money account, not even doing anything. Still earning more than most banks could give me. For real though, I think bunq and other "neobanks" are straigh-up better . I see so many extra features here that Credit union and others just dont even think of. And if something else users wants appears - I see it on forums, and in 3-5 months I see it in the app.