Arc
Software-driven banking & growth capital for startups
Cheq UPI
A better payments app for NRIs and Foreigners visiting India
Updated June 2026
| Arc | Cheq UPI | |
|---|---|---|
| Rating | 4.9★ | 3.7★ |
| Reviews | 20 | 3 |
| Pros | 17 | 3 |
| FactScore™ | 64.3 | 22.1 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Arc — Pros
Excellent customer support Comprehensive startup banking Modern UX/UI Responsive team Fast account setup High yield savings Secure platform Software-driven banking Efficient cash management Fast product development Tech-centric platform Growth capital access Community trust High interest rates Integrated financial products No equity requirement Transparent processBoth tools — Pros
—Only in Cheq UPI — Pros
Swift UPI payment Secure transactions Simple UIOnly in Arc — Cons
Billing issuesBoth tools — Cons
—Only in Cheq UPI — Cons
Account access issues Delayed issue resolution No phone support Poor customer serviceDetails
| Arc | Cheq UPI | |
|---|---|---|
| Categories | Online banking, Financial planning, Neobanks, Treasury management platforms | Neobanks, Payment processors, Money transfer, Travel apps |
| Platforms | Web | Web · iOS · Android |
| Added | June 29, 2023 | August 7, 2023 |
| Website | www.arc.tech | www.chequpi.com |
Who Should Pick Which?
Choose Arc if...
- Excellent customer support
- Comprehensive startup banking
- Modern UX/UI
Choose Cheq UPI if...
- Swift UPI payment
- Secure transactions
- Simple UI
With a FactScore™ of 64.3 vs 22.1, Arc leads in community reception. Arc uniquely offers Excellent customer support and Comprehensive startup banking, while Cheq UPI stands out for Swift UPI payment and Secure transactions.
What Users Say
Arc
Arc has become widely used and well-regarded in the YC Community, which has high standards for products like this. Many YC companies tell us they love Arc and have had a great experience. In the wa...
We recently became customers of Arc at Momentum, but have been following their progress for the last 9 months or so. The speed at which they've been able to ship a full suite of products for startu...
HUGE fan of Arc, they have made everything so simple that we have basically automated all of our startup banking needs. It also doesn't hurt that we get 5%+ APY on our savings in the account. 10/10...
Cheq UPI
Awesome stuff @Manish and team. Congratulations!
Brilliant Concept . Loved it
When it works, it is very convenient but I regret using it now for 4+ months because of the customer service. Things may go wrong in long-term travel as a forginer...your phone number may need to c...
Related Comparisons
Frequently Asked Questions
Which is better, Arc or Cheq UPI?
Based on FactScore™, Arc leads with a score of 64.3 vs 22.1. Arc has a higher rating of 4.9★ compared to 3.7★.
What are the pros of Arc compared to Cheq UPI?
Arc uniquely offers: Excellent customer support, Comprehensive startup banking, Modern UX/UI, Responsive team, Fast account setup.
What are the pros of Cheq UPI compared to Arc?
Cheq UPI uniquely offers: Swift UPI payment, Secure transactions, Simple UI.
Is Arc better rated than Cheq UPI?
Arc is rated 4.9★ from 20 reviews. Cheq UPI is rated 3.7★ from 3 reviews.
What is the FactScore™ of Arc and Cheq UPI?
FactScore™ weighs rating and review volume together. Arc scores 64.3 and Cheq UPI scores 22.1.
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