Best Arc Alternatives

Updated February 2026

Arc

Software-driven banking & growth capital for startups

★★★★★ 4.9/5 from 20 reviews

Looking for alternatives to Arc? We found tools across 4 categories that offer similar functionality. The top-rated alternatives include Elevate Pay (5.0★) , Chime (5.0★) , and My Financé (5.0★).

Arc vs Top Alternatives

Tool Rating Reviews Pros Cons
Arc ★★★★★ 4.9 20 17 1
Elevate Pay ★★★★★ 5.0 11 8 7
Chime ★★★★★ 5.0 3 0 0
My Financé ★★★★★ 5.0 3 0 0
Mayfair ★★★★★ 4.9 10 12 3
Monarch ★★★★★ 4.9 7 10 3

Best Online banking Alternatives to Arc

Elevate Pay

★★★★★ 5.0 (11)

USD accounts for remote professionals and freelancers

Virtual card Easy to use

Chime

★★★★★ 5.0 (3)

Banking with no hidden fees and fee-free overdraft

My Financé

★★★★★ 5.0 (3)

The easy way to fall in love with your personal finances

Mayfair

★★★★★ 4.9 (10)

The 5.02% APY business cash account

High APY Quick account setup

Monarch

★★★★★ 4.9 (7)

The modern way to manage your money

Frequent feature updates Ad-free experience

Revolut Bank

★★★★★ 4.7 (6)

One app, all things money

Easy to use Cryptocurrency support

Brex

★★★★★ 4.6 (33)

The #1 spend platform for strategic finance teams.

Corporate card management Expense tracking

Zeta

★★★★☆ 4.0 (1)

Bank accounts built for families of any shape or size

nsave

★★★☆☆ 3.0 (9)

Trusted $€£ account abroad for people of unstable economies

Financial independence Mission driven

Vivid

★★★☆☆ 2.5 (2)

Free mobile banking that comes with a metal card

sablecard

★★☆☆☆ 2.3 (3)

Banking in the US, made easy.

N26

★☆☆☆☆ 1.0 (12)

The Mobile Bank

Cogni

★☆☆☆☆ 1.0 (2)

Your money. Your lifestyle. One app

mesha

★★★★★ 5.0 (4)

The FinancialOS for Global Companies

Group investing NFT purchasing

Reap Pay

★★★★★ 5.0 (3)

Business payments in your preferred currencies

Credit card payments Crypto payments

Kasheesh

★★★★★ 5.0 (2)

Combine your debit, credit, and gift cards on any purchase.

Cashfree

★★★★★ 5.0 (1)

Cashfree is a payments and banking technology company.

Rocket Statements

★★★★★ 5.0 (1)

The #1 bank statement converter

Spendbase

★★★★★ 5.0 (1)

Stop Spending Around

SermoAI

★★★★★ 5.0 (1)

Financial Harmony in Your Language

Ruby

★★★★★ 5.0 (1)

Financial operating system for E-Commerce businesses

Best Financial planning Alternatives to Arc

My Financé

★★★★★ 5.0 (3)

The easy way to fall in love with your personal finances

Monarch

★★★★★ 4.9 (7)

The modern way to manage your money

Frequent feature updates Ad-free experience

Petal

★☆☆☆☆ 1.0 (1)

Responsible credit card company for the modern world.

HeronAI

★★★★★ 5.0 (23)

Connect, visualize, and, ask your business data anything.

Actionable insights Saves time

PrometAI

★★★★★ 5.0 (7)

AI-driven business plan and valuation generator

Uprise

★★★★★ 5.0 (6)

We optimize your financial life

Personalized financial plans Actionable recommendations

Candy Leaves Notion Finance Tracker

★★★★★ 5.0 (6)

Master your Finances with Ease and add a little Candy

Aesthetic design Beginner friendly

Mantle

★★★★★ 5.0 (5)

Revenue and affiliate operations for Shopify apps

Talisman

★★★★★ 5.0 (5)

Live tracking of your company expenses

ScribeUp

★★★★★ 5.0 (4)

Find, control and save on subscriptions

Risk-free trial management Subscription tracking

OpenOs

★★★★★ 5.0 (4)

ChatGpt for user, financial & marketing data analysis

Mantle

★★★★★ 5.0 (4)

Cap table management built for modern startups

Easy to use Responsive support team

onbalance

★★★★★ 5.0 (4)

Cashflow planning for e'neurs who value trust and privacy

Investors Club

★★★★★ 5.0 (3)

Profitable online businesses: Vetted & handed right to you

Stockle

★★★★★ 5.0 (3)

The modern way to connect investments

Screener

★★★★★ 5.0 (2)

Stock analysis and screening tool for investors in India.

Spendesk

★★★★★ 5.0 (2)

The 7-in-1 spend management solution

Maybe

★★★★★ 5.0 (2)

Modern day financial planning and wealth management

Balance Pro

★★★★★ 5.0 (2)

Manage Your Money & Track Your Spending

Kniru: AI-Powered Finance

★★★★★ 5.0 (2)

Tireless AI-Powered Financial Advisor in your Pocket!

Benjamin

★★★★★ 5.0 (2)

Money Talks

Carry

★★★★★ 5.0 (2)

Grow your net worth with smart tax optimization

FinCheck by Trezy

★★★★★ 5.0 (2)

Check a business financial health for free

Plenty

★★★★★ 5.0 (2)

The investment platform for couples.

MacroMicro

★★★★★ 5.0 (2)

Pro-level Financial Tools Made Accessible for All

Macroeconomic insights Affordable financial tool

Midday

★★★★★ 5.0 (2)

Run your business smarter

Tyms

★★★★★ 5.0 (2)

Modern accounting ERP for ambitious businesses.

Runway Financial

★★★★★ 5.0 (2)

The finance platform you don't hate.

Origin

★★★★★ 5.0 (2)

The #1 app to invest, get advice & track spend.

Gasti

★★★★★ 5.0 (2)

Your financial nervous system, on WhatsApp.

View all 31 Financial planning tools

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Frequently Asked Questions

What are the best alternatives to Arc?

The top-rated alternatives to Arc include Elevate Pay, Chime, My Financé. These tools offer similar functionality in categories like Online banking, Financial planning, Neobanks.

How many alternatives to Arc are there?

There are 50 alternatives to Arc listed on FactCheckTool, spanning 4 categories.

What is the highest-rated alternative to Arc?

Elevate Pay is the highest-rated alternative to Arc with a rating of 5.0/5 based on 11 reviews.

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