Best Wise Alternatives
Updated February 2026
Looking for alternatives to Wise? We found tools across 2 categories that offer similar functionality. The top-rated alternatives include Chime (5.0★) , Reap Pay (5.0★) , and Cashfree (5.0★).
Wise vs Top Alternatives
Best Online banking Alternatives to Wise
Chime
Banking with no hidden fees and fee-free overdraft
Reap Pay
Business payments in your preferred currencies
Cashfree
Cashfree is a payments and banking technology company.
Mayfair
The 5.02% APY business cash account
Razorpay
Power your finance, grow your business
Revolut Bank
One app, all things money
nsave
Trusted $€£ account abroad for people of unstable economies
N26
The Mobile Bank
Cogni
Your money. Your lifestyle. One app
Elevate Pay
USD accounts for remote professionals and freelancers
mesha
The FinancialOS for Global Companies
My Financé
The easy way to fall in love with your personal finances
Kasheesh
Combine your debit, credit, and gift cards on any purchase.
Rocket Statements
The #1 bank statement converter
Spendbase
Stop Spending Around
SermoAI
Financial Harmony in Your Language
Ruby
Financial operating system for E-Commerce businesses
Arc
Software-driven banking & growth capital for startups
Monarch
The modern way to manage your money
Brex
The #1 spend platform for strategic finance teams.
Mercury
Banking for startups
NorthOne Business Banking
A mobile business bank account built for makers
Ivella
Banking and savings designed for couples.
Zeta
Bank accounts built for families of any shape or size
Qonto
The finance solution that energizes SMEs and freelancers.
Vivid
Free mobile banking that comes with a metal card
Privacy
Forget your credit card.
Best Money transfer Alternatives to Wise
Chime
Banking with no hidden fees and fee-free overdraft
Reap Pay
Business payments in your preferred currencies
Cashfree
Cashfree is a payments and banking technology company.
Mayfair
The 5.02% APY business cash account
Razorpay
Power your finance, grow your business
Revolut Bank
One app, all things money
nsave
Trusted $€£ account abroad for people of unstable economies
N26
The Mobile Bank
Cogni
Your money. Your lifestyle. One app
inai
A No-code Payments Platform
SplitMyExpenses
Split bills with friends, track balances, and settle up
Splitser
Easily split and settle group expenses.
SukuPay
Move money globally through phone numbers—no apps required!
Mural
Instant Global Contractor Payments and Invoicing
Visa
It's everywhere you want to be
Captain Share
Curated directory of sharing economy resources to save money
Strike
Better Money.
Slash
Shared cards to split subscriptions, spend with friends
Zing
The worry-freeinternational money app
Shakepay
The money app for Canadians
Kima Network
Revolutionizing Financial Interoperability
RentPost
Where Property Management meets Peace of Mind
PayPal
Send Payments, Pay Online, Merchant Account
Karsa
Get a virtual US bank account + save/spend dollars globally
CoinBundle
Invest in bundles, not individual cryptos
Splitwise
Split expenses with friends
Soon
Automate finances in one app with a Soon Smart Debit Account
Cheq UPI
A better payments app for NRIs and Foreigners visiting India
ZELF
Instant money in messengers
Dots
Cash for the internet
Frequently Asked Questions
What are the best alternatives to Wise?
The top-rated alternatives to Wise include Chime, Reap Pay, Cashfree. These tools offer similar functionality in categories like Online banking, Money transfer.
How many alternatives to Wise are there?
There are 50 alternatives to Wise listed on FactCheckTool, spanning 2 categories.
What is the highest-rated alternative to Wise?
Chime is the highest-rated alternative to Wise with a rating of 5.0/5 based on 3 reviews.
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