bunq
Bank of the free
Vivid
Free mobile banking that comes with a metal card
Updated June 2026
| bunq | Vivid | |
|---|---|---|
| Rating | 4.5★ | 2.5★ |
| Reviews | 41 | 2 |
| Pros | 12 | 0 |
| FactScore™ | 73.2 | 11.9 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in bunq — Pros
Easy account management Affordable pricing ATM fee waivers Beginner-friendly Budgeting tools Cashback offers Easy setup Fast registration Free foreign currency transfers Free trial High interest savings Joint accountsBoth tools — Pros
—Only in Vivid — Pros
No unique pros listedOnly in bunq — Cons
Excessive feesBoth tools — Cons
—Only in Vivid — Cons
—Details
| bunq | Vivid | |
|---|---|---|
| Categories | Neobanks | Online banking, Neobanks |
| Platforms | Web · iOS · Android | Web |
| Added | March 10, 2017 | June 19, 2020 |
| Website | www.bunq.com | vivid.money |
Who Should Pick Which?
Choose bunq if...
- Easy account management
- Affordable pricing
- ATM fee waivers
Choose Vivid if...
- No unique pros listed
With a FactScore™ of 73.2 vs 11.9, bunq leads in community reception. bunq uniquely offers Easy account management and Affordable pricing, while Vivid stands out for No unique pros listed.
What Users Say
bunq
Among all subscriptions that are available in Bunq, here are those that offer basic services to customers and those that offer more advanced ones. Advanced ones include Easy Bank, Easy Bank Pro and...
Using Bunq was the best decision I could have made for my finances. The bank provides a lot of tools that can be enjoyed across all account types, but I most especially appreciate the budgetting to...
I’m not sure how the AI bot work for others, but it is a bit laggy and gives an off topic information. The idea is good, but the performance is not the best. Besides the bot, as a bank they are sol...
Vivid
At one point it offered an ok, yet interesting product. As of now, conditions keep changing constantly, and I've been trying to close my account for over a week with no luck nor way of communicatin...
It's a great bank! I've been using it for over two years now. I am only disappointed that the cashback for Prime accounts is less and less valuable each month. I can't even have 10 euros back to co...
Frequently Asked Questions
Which is better, bunq or Vivid?
Based on FactScore™, bunq leads with a score of 73.2 vs 11.9. bunq has a higher rating of 4.5★ compared to 2.5★.
What are the pros of bunq compared to Vivid?
bunq uniquely offers: Easy account management, Affordable pricing, ATM fee waivers, Beginner-friendly, Budgeting tools.
What are the pros of Vivid compared to bunq?
Vivid uniquely offers: No unique pros listed.
Is bunq better rated than Vivid?
bunq is rated 4.5★ from 41 reviews. Vivid is rated 2.5★ from 2 reviews.
What is the FactScore™ of bunq and Vivid?
FactScore™ weighs rating and review volume together. bunq scores 73.2 and Vivid scores 11.9.
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