bunq

Bank of the free

★★★★★ 4.5/5
FactScore™ 73.2
VS

Vivid

Free mobile banking that comes with a metal card

★★★☆☆ 2.5/5
FactScore™ 11.9

Updated June 2026

bunq Vivid
Rating 4.5★ 2.5★
Reviews 41 2
Pros 12 0
FactScore™ 73.2 11.9

FactScore™ Comparison

FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.

👑
73.2
bunq FactScore™
★ bunq wins on FactScore™
11.9
Vivid FactScore™

Pros & Cons

Only in bunq — Pros

Easy account management Affordable pricing ATM fee waivers Beginner-friendly Budgeting tools Cashback offers Easy setup Fast registration Free foreign currency transfers Free trial High interest savings Joint accounts

Both tools — Pros

Only in Vivid — Pros

No unique pros listed

Only in bunq — Cons

Excessive fees

Both tools — Cons

Only in Vivid — Cons

Details

bunq Vivid
Categories Neobanks Online banking, Neobanks
Platforms Web · iOS · Android Web
Added March 10, 2017 June 19, 2020
Website www.bunq.com vivid.money

Who Should Pick Which?

Choose bunq if...

  • Easy account management
  • Affordable pricing
  • ATM fee waivers

Choose Vivid if...

  • No unique pros listed

With a FactScore™ of 73.2 vs 11.9, bunq leads in community reception. bunq uniquely offers Easy account management and Affordable pricing, while Vivid stands out for No unique pros listed.

3

What Users Say

bunq

L
Lasse Nov 23, 2024
★★★★☆

Among all subscriptions that are available in Bunq, here are those that offer basic services to customers and those that offer more advanced ones. Advanced ones include Easy Bank, Easy Bank Pro and...

N
Noah Mar 30, 2024
★★★★★

Using Bunq was the best decision I could have made for my finances. The bank provides a lot of tools that can be enjoyed across all account types, but I most especially appreciate the budgetting to...

S
Stefan Jun 3, 2025
★★★★☆

I’m not sure how the AI bot work for others, but it is a bit laggy and gives an off topic information. The idea is good, but the performance is not the best. Besides the bot, as a bank they are sol...

Vivid

D
Dau Mar 28, 2023
★☆☆☆☆

At one point it offered an ok, yet interesting product. As of now, conditions keep changing constantly, and I've been trying to close my account for over a week with no luck nor way of communicatin...

A
Anna Dec 1, 2023
★★★★☆

It's a great bank! I've been using it for over two years now. I am only disappointed that the cashback for Prime accounts is less and less valuable each month. I can't even have 10 euros back to co...

Frequently Asked Questions

Which is better, bunq or Vivid?

Based on FactScore™, bunq leads with a score of 73.2 vs 11.9. bunq has a higher rating of 4.5★ compared to 2.5★.

What are the pros of bunq compared to Vivid?

bunq uniquely offers: Easy account management, Affordable pricing, ATM fee waivers, Beginner-friendly, Budgeting tools.

What are the pros of Vivid compared to bunq?

Vivid uniquely offers: No unique pros listed.

Is bunq better rated than Vivid?

bunq is rated 4.5★ from 41 reviews. Vivid is rated 2.5★ from 2 reviews.

What is the FactScore™ of bunq and Vivid?

FactScore™ weighs rating and review volume together. bunq scores 73.2 and Vivid scores 11.9.

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